A class action lawsuit was filed against TransUnion, LLC in the U.S. District Court for the Eastern District of Virginia, Clark v. Trans Union LLC, Civil Action No. 3:15-cv-00391.  In the lawsuit, consumers alleged that their credit reports contained false records of civil judgment(s) and/or tax lien(s), and that TransUnion communicated those false records to third parties, such

On January 29, 2020, a class action lawsuit was filed against Equifax Information Services, LLC (“Equifax”), for alleged inaccurate credit reporting, in the U.S. District Court for the Eastern District of New York.  The case is Rabinowitv v. Equifax Information Services LLC, et al., Civil Action No. 1:20-cv-00496.  The Plaintiff, Ms. Bella Rabinowitv, alleged that she

In 2009, a settlement was reached in White v. Experian Information Solution, et al, a class action lawsuit that was settled for approximately 45 million dollars, in which Experian Information Solutions, Inc. (“Experian”) as well as TransUnion, LLC (“TransUnion”) and Equifax Information Services, LLC (“Equifax”) were sued as Defendants.  It was alleged that Experian kept

In many states, you are entitled to relief if a repossession company repossesses your vehicle illegally. In Massachusetts, for example, the Massachusetts Illegal Repossession Law (Mass. Gen. Laws c. 255B, § 20B) states that if you are not in default on payments on your vehicle, then your vehicle cannot be repossessed. If you are in

Consumers have rights regarding the items that are being reported on their credit report and can dispute any items that they feel are inaccurate. Companies that provide information to consumer reporting agencies (Credit Bureaus) such as Experian, TransUnion, and Equifax are called “Furnishers.” These Furnishers include credit card companies, banks, collection agencies, vehicle financing companies,

When dealing with debt collectors, federal law gives you rights. All debtors/consumers should be treated with rights or respect. The Fair Debt Collection Practices Act (15 U.S.C. § 1692 et seq.) is a federal statute that protects the rights of consumers/debtors from debt collector harassment. If your rights are violated, you could be entitled to

It is more likely than not that someone in their lifetime will be threatened with having a lawsuit filed against them or that they will be sued, sometimes at no fault of their own. When that happens, you can defend yourself in court, but it is often better to hire a lawyer to defend you.

Yes. In the United States District Court for the Northern District of Alabama in the Western Division, a federal lawsuit was filed against Performant Recovery, Inc (“Performant Recovery”), a debt collector, for alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. The Fair Debt Collection Practices Act is a