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Have repossession companies been sued before for repossessing a vehicle without first sending a Cobb notice when they were supposed to have sent one first?

Yes. Lawsuits have been filed against repossession companies for violating people’s rights during repossessions. If a repossession company violated the Fair Debt Collection Practices Act (“FDCPA”), then pursuant to that federal statute, it would have to pay the consumer compensation of up to $1,000 in statutory damages, any actual damages, and cover the consumer’s legal …

Have repossession companies been sued before for repossessing a vehicle without first sending a Cobb notice when they were supposed to have sent one first? Read More »

Have repossession companies been sued before for continuing to repossess a vehicle despite having already been told to stop?

Yes. Many lawsuits have been filed against repossession companies for violating people’s rights during repossessions. If a repossession company violated the Fair Debt Collection Practices Act (“FDCPA”), then pursuant to that federal statute, it would have to pay a consumer compensation of up to $1,000 in statutory damages, any actual damages, and cover the consumer’s …

Have repossession companies been sued before for continuing to repossess a vehicle despite having already been told to stop? Read More »

Was Equifax Information Services, LLC Sued for Alleged Inaccurate Credit Reporting?

On January 29, 2020, a class action lawsuit was filed against Equifax Information Services, LLC (“Equifax”), for alleged inaccurate credit reporting, in the U.S. District Court for the Eastern District of New York.  The case is Rabinowitv v. Equifax Information Services LLC, et al., Civil Action No. 1:20-cv-00496.  The Plaintiff, Ms. Bella Rabinowitv, alleged that she …

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Was Experian Information Solutions, Inc. Sued for Alleged Inaccurate Credit Reporting?

In 2009, a settlement was reached in White v. Experian Information Solution, et al, a class action lawsuit that was settled for approximately 45 million dollars, in which Experian Information Solutions, Inc. (“Experian”) as well as TransUnion, LLC (“TransUnion”) and Equifax Information Services, LLC (“Equifax”) were sued as Defendants.  It was alleged that Experian kept …

Was Experian Information Solutions, Inc. Sued for Alleged Inaccurate Credit Reporting? Read More »

Inaccurate Credit Reporting

Consumers have rights regarding the items that are being reported on their credit report and can dispute any items that they feel are inaccurate. Companies that provide information to consumer reporting agencies (Credit Bureaus) such as Experian, TransUnion, and Equifax are called “Furnishers.” These Furnishers include credit card companies, banks, collection agencies, vehicle financing companies, …

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Was Performant Recovery, Inc. Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA?

Yes. In the United States District Court for the Northern District of Alabama in the Western Division, a federal lawsuit was filed against Performant Recovery, Inc (“Performant Recovery”), a debt collector, for alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. The Fair Debt Collection Practices Act is a …

Was Performant Recovery, Inc. Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA? Read More »

Was Nationwide Credit Corporation Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA?

Yes.  In the United States District Court for the Middle District of Pennsylvania, a federal lawsuit was filed against Nationwide Credit Corporation (“NCC”) – which is a debt collector – for alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. The Fair Debt Collection Practices Act is a federal …

Was Nationwide Credit Corporation Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA? Read More »

Was Midland Credit Management, Inc. Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA?

Yes.  In the United States District Court for the Northern District of Illinois, a federal class action lawsuit was filed against Midland Credit Management, Inc. (“Midland Credit Management”) – which is a debt collector – for alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. The Fair Debt Collection …

Was Midland Credit Management, Inc. Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA? Read More »

Was Metro Collection Service, Inc. Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA?

Yes. In the United States District Court for the District of Colorado, a federal lawsuit was filed against Metro Collection Service, Inc. (“Metro Collection Service”) – which is a debt collector – for alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. The Fair Debt Collection Practices Act is …

Was Metro Collection Service, Inc. Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA? Read More »

Was LVNV Funding, LLC Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA?

Yes. In the United States District Court for the Eastern District of Wisconsin, a federal class action lawsuit was filed against LVNV Funding, LLC (“LVNV Funding”) – which is a debt collector – for alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. The Fair Debt Collection Practices Act …

Was LVNV Funding, LLC Sued for Allegedly Committing Unlawful Debt Collection in Violation of the FDCPA? Read More »